Know before you hire

A license is a start. Confidence takes more.

Your home is too important for guesswork. TruGrade looks beyond a contractor's license to help you see the business, insurance, and identity information that matters before work begins.

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Free License Search
Two checks. Two answers.

Licensed does not automatically mean insured

A contractor license and an insurance policy are different records. Checking one does not establish the current status of the other.

A license check

Helps confirm that the state has issued a credential to the contractor for a particular class or specialty, and shows the credential's reported status.

An insurance check

Helps determine whether the contractor can provide evidence of relevant coverage. Coverage details, limits, named insureds, and effective dates deserve their own review.

License check + Insurance check = A better hiring decision
Why TruGrade

Turn scattered facts into a clearer picture

TruGrade is built to make contractor verification easier to understand, so you can ask better questions before committing your home and money.

01

Verify the business

Connect the contractor's identity, company, contact details, and public records instead of relying on a name printed on an estimate.

02

Look beyond the license

Treat licensing and insurance as distinct parts of due diligence, because one does not automatically prove the other.

03

Decide with context

Use organized verification information to spot inconsistencies, follow up on missing evidence, and compare contractors more confidently.

The National Standard

Check the license. Check the insurance.

For homeowners in every state, the recommendation is simple: verify both before work begins. TruGrade brings the details together so you can hire with greater confidence.

States

Consumer authorities across all 50 states support contractor checks

State licensing boards, attorneys general, insurance departments, and consumer agencies advise homeowners to check applicable credentials and insurance.

Read the state-by-state guidance
FTC

Confirm the contractor's license and insurance

The Federal Trade Commission tells consumers to confirm a contractor's license and insurance and to ask for proof of insurance.

Read the FTC guidance
FEMA

Ask whether the contractor is fully insured

FEMA's consumer checklist recommends asking whether a general contractor is fully insured and checking workers' compensation coverage.

Open the FEMA checklist

Don't stop at “licensed.” Know who you're hiring.

Start with TruGrade, review the evidence, and hire with a clearer understanding of the contractor behind the proposal.

Get started with TruGrade
Insurance requirements and coverage vary by contractor, work, policy, and law. Always review current documentation and ask questions before work begins.